
Health benefits are shifting, with rising costs and changing employee needs leading more employers to explore new options. Individual Coverage HRAs (ICHRAs) offer one potential path, bringing more flexibility and cost control to the table for some organizations. In this discussion, we’ll explore how ICHRAs work, their potential benefits, and the risks employers should consider before making the switch.
Join Nava Benefits and Thatch for a deep dive into:
We’re excited to welcome Thatch to the conversation as a leading ICHRA partner. Their experience supporting employers through this model adds real-world perspective to the discussion.
Join to learn what ICHRA could offer, where it fits, and how to know if it’s right for your team.


With over 15 years of experience in the employee benefits space, Marie has partnered with clients of all sizes to design and manage effective, sustainable benefit strategies. Marie's expertise lies in alternative funding solutions, where she helps employers gain greater control and cost transparency. She takes a data-driven approach to consulting, turning insights into actionable strategies that deliver real value. Passionate about simplifying the complex, Marie focuses on outcomes that align with both business goals and employee needs.


Mark Kubera is the Head of Revenue at Thatch, where he leads growth and revenue operations for a fast-growing, investor-backed startup transforming how employers deliver health benefits.
With more than a decade of experience in enterprise sales and benefits technology, Mark has held leadership roles at Rippling and built foundational expertise at Cigna and Blue Shield of California. At Thatch, he is helping scale a platform that uses ICHRA to give employees more choice and employers more control.
Mark is passionate about modernizing the benefits experience and building solutions that work better for both companies and their people.
