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April 16, 2026
Employee benefits
What is a lifestyle spending account (LSA)? A guide for HR leaders
Lifestyle spending accounts (LSAs) are employer-funded benefits that give employees flexible dollars to spend across a defined set of categories, from fitness and mental health to childcare, professional development, and beyond. Unlike traditional benefits that assume a one-size-fits-all workforce, LSAs put choice in the employee's hands, increasing perceived value without necessarily increasing employer spend. This guide covers what LSAs are, how they work, what they typically cover, and what HR leaders should weigh before adding one to their benefits strategy.
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January 13, 2026
Employee benefits
How an employee benefits decision support tool helps employees choose health plans with confidence
Choosing a health plan is one of the most confusing decisions employees make each year, and many end up in plans that don’t fit their needs. An employee benefits decision support tool helps employees compare options based on their personal healthcare needs, costs, and preferences. With the right decision support in place, employees can choose health plans with confidence and employers can deliver a better benefits experience.
September 3, 2021
Employee benefits
"Think of Your Money as Your Own": Healthcare Cost Containment Insights with Caterpillar's Todd Bisping
At the helm of benefits for the world's leading manufacturer of construction and mining equipment, diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives, Todd Bisping, Global Benefits & Health Manager at Caterpillar Inc., has managed to do something truly remarkable: lead a team that has kept their healthcare costs flat for the last 15 years. That's no small feat — and it's made a transformative impact, not just for Caterpillar’s business, but also for its people.
August 5, 2021
Employee benefits
Five Things HR Leaders Should Know about the Delta Variant from Covid Expert Dr. Marty Makary
As employers continue to navigate the COVID-19 pandemic, Nava Benefits’ Chief Medical Advisor and health policy expert Dr. Marty Makary weighs in on the state of the pandemic and its impacts on the workplace as of August 2021 — from the emerging Delta variant, to vaccine effectiveness against variants, to the likelihood of breakthrough cases.
February 18, 2021
Employee benefits
What to Start (and Stop) Doing, According to America's Leading Benefits Experts
How can small-to-midsize employers improve their employee benefits while reducing healthcare spend? Nava Advisors Marcus Osborne, SVP of Walmart Health, and Kelley Elliott, Managing Director of Global Total Rewards at Delta Air Lines, share their recommendations and perspectives for HR leaders.
January 14, 2021
Employee benefits
The Experts Have Spoken: 5 Insights from Nava's Benefits Advisory Council
The healthcare system is changing by the day, as employers and providers alike adapt to changing needs in the midst of the COVID-19 pandemic. Nava Advisors Marcus Osborne, SVP of Walmart Health, and Kelley Elliott, Managing Director of Global Total Rewards at Delta Air Lines, share perspectives and recommendations for HR leaders in the coming year.
December 10, 2020
Employee benefits
Insights from the Nava Benefits Advisory Council: Kelley Elliott - Managing Director, Global Total Rewards, Delta Air Lines
Meet Kelley Elliott, Nava Advisor and Managing Director of Global Total Rewards at Delta Air Lines. As the leader of Delta’s Global Total Rewards team, she manages compensation and benefits for over 70,000 employees worldwide. Read on to learn more about Delta’s philosophy on benefits, how they’re changing focus on wellbeing programs to ramp up employee engagement, and how benefits brokers can play a role in fixing healthcare.
December 3, 2020
Employee benefits
Insights from the Nava Benefits Advisory Council: Marcus Osborne, SVP Walmart Health
Meet Nava Advisor and SVP of Walmart Health Marcus Osborne. As a Fortune 50 HR leader from the nation’s largest buyer of healthcare, Marcus has his finger on the pulse of benefits and healthcare industry news. Read on to hear his thoughts on upcoming trends, recommendations on improving employee benefits, and perspectives on how benefits brokerage can impact the healthcare system.
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