Notes from our expert team.

Pet benefits are becoming an essential part of modern total rewards as more employees see pets as part of their family and struggle with rising veterinary costs. This guide breaks down why pet insurance matters, how different benefit options work, and what HR teams should consider when evaluating or implementing a pet benefit. With the right approach, employers can improve employee wellbeing, strengthen culture, and offer meaningful support at little to no cost.

Nearly three-quarters of employees are caregivers, and many are burning out in silence. Nava and Cleo share actionable strategies for HR teams to close benefits gaps, streamline caregiving support, and build stronger, more resilient workforces.

Rising healthcare costs are quietly cutting into employee paychecks through premiums, deductibles, and prescription costs. Let’s explore what’s driving the spike, why it matters for HR leaders, and how modern benefits strategies can help.

The IRS has released new 2026 inflation adjustments impacting FSAs, QSEHRAs, commuter benefits, and more. This article breaks down each update in plain language, helping HR leaders understand what’s changing, what to review, and how to keep their benefits plans compliant. Learn how proactive HR teams use these annual updates to strengthen compliance processes and build employee trust.

Healthcare costs are rising, and traditional group plans no longer fit today’s distributed workforce. This blog breaks down what an Individual Coverage Health Reimbursement Arrangement (ICHRA) is, how it works, and the key differences between ICHRAs and QSEHRAs. Drawing on insights from the recent Nava + Thatch webinar, it explores the pros and cons of this modern benefits model and how it helps employers control costs while giving employees real choice.

Benefits jargon leaves many employees feeling lost, which can lead to missed opportunities and underused perks. This employee-friendly glossary breaks down 52 of the most commonly misunderstood terms in plain English, helping HR teams and employees alike navigate benefits with confidence. From deductibles to COBRA, this guide makes sure no one gets tripped up by confusing fine print.

This guide breaks down what values-driven employee benefits are, why they matter, and how to design them so they align with your company’s mission and culture. You’ll learn practical steps to create benefits that attract and retain talent, avoid common pitfalls, and reinforce your values. Plus, we spotlight 13 companies, from Amazon to Commonwealth Bank, showing exactly how to put these benefits into action, with inspiring examples across professional development, family support, sustainability, community impact, wellness, and inclusion.

Launching in 2026, Trump Accounts offer a new tax-deferred savings option for dependents, as well as a fresh way for employers to support working families. This blog explains how the accounts work, compares them to existing tools, and outlines key considerations for HR teams.

Nonprofit benefits don’t have to mean choosing between impact and affordability. This guide breaks down cost-saving strategies—from auditing admin errors to rethinking plan design—that help you offer competitive, mission-aligned benefits on a limited budget. With real-world insights and actionable tips, it’s your roadmap to doing more with less, without compromising on care.

The “Big Beautiful Bill” introduces sweeping changes to employer-sponsored benefits, HSAs, FSAs, and public health coverage, creating new compliance responsibilities and strategic decisions for HR leaders. This guide breaks down what’s changing, what actions to take now, and how to support employees through the transition. With insights from ERISA experts at Kutak Rock, it’s everything HR needs to know to stay ahead.

GLP-1s and biosimilars are reshaping the pharmacy benefits landscape, creating both high-cost challenges and untapped savings opportunities for employers. This guide breaks down how to manage GLP-1 coverage through strategic plan design, maximize biosimilar adoption, and ask the right questions of your PBM to ensure transparency, affordability, and better outcomes.

Designing benefits packages that employees will actually use requires a modern approach rooted in personalization, accessibility, and data-driven decision-making. By leveraging technology, communicating year-round, and aligning offerings with evolving employee needs, HR leaders can reduce friction, improve engagement, and deliver measurable value.