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Notes from our expert team.

November 6, 2026
Renewal season

Why your stop-loss renewal is so high this year (and what you can still negotiate)

Stop-loss renewals are up for a second straight year, driven by bigger, more frequent catastrophic claims and rising specialty drug costs. It's tempting to retreat to a fully insured plan, but that usually buries the same risk inside a premium you can't see into. Here's what's behind the increases and the levers that still work.

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Employee experience
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Benefits of a PEO: Pros, cons, and costs for employee benefits
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7 common mistakes to avoid when hiring an employee benefits broker
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January 6, 2021
Employee benefits
Employee Benefits in 2021: 9 Predictions Every HR Leader Should Prepare For
To help HR leaders better prepare for what will be another unpredictable year, we asked the Nava team to share their top predictions for 2021.
December 10, 2020
Employee benefits
Insights from the Nava Benefits Advisory Council: Kelley Elliott - Managing Director, Global Total Rewards, Delta Air Lines
Meet Kelley Elliott, Nava Advisor and Managing Director of Global Total Rewards at Delta Air Lines. As the leader of Delta’s Global Total Rewards team, she manages compensation and benefits for over 70,000 employees worldwide. Read on to learn more about Delta’s philosophy on benefits, how they’re changing focus on wellbeing programs to ramp up employee engagement, and how benefits brokers can play a role in fixing healthcare.
December 3, 2020
Employee benefits
Insights from the Nava Benefits Advisory Council: Marcus Osborne, SVP Walmart Health
Meet Nava Advisor and SVP of Walmart Health Marcus Osborne. As a Fortune 50 HR leader from the nation’s largest buyer of healthcare, Marcus has his finger on the pulse of benefits and healthcare industry news. Read on to hear his thoughts on upcoming trends, recommendations on improving employee benefits, and perspectives on how benefits brokerage can impact the healthcare system.
November 16, 2020
Tech and innovation
The Nava Healthcare Innovators Series - Rightway Healthcare
As a leading healthcare navigation provider, Rightway Healthcare helps employees choose and use their benefits. By offering employees personalized guidance through every step of their healthcare utilization, employers can lower their healthcare spend and maximize their benefits offering. We sat down with Rightway Co-Founder and CEO Jordan Feldman to learn more about how their technology and services impact employees and employers.
November 12, 2020
Working with brokers
Meet the Nava Team: Donald DeSantis
"We are the same country that put a man on the moon, created the internet, and resurrected Tupac as a hologram to perform at Coachella. We can figure out how to deliver the best healthcare in the world at the best price."
October 22, 2020
Working with brokers
Meet the Nava Team: Kareem Zaki
"I’m very optimistic for the future of healthcare because I’ve seen up-close a lot of amazing companies and products being built today."
October 15, 2020
Working with brokers
Meet the Nava Team: Nick Moores
"My interest in healthcare came from a passion for serving others and being able to have a meaningful impact on someone's life during one of their most vulnerable and emotional moments."
October 9, 2020
Working with brokers
Meet the Nava Team: Ralph Spagnuola
The benefits brokerage industry has been stuck in the same hamster wheel for years. I want Nava to create a new brokerage model that vastly improves outcomes for employers and their employees, and one that will change the market.
October 6, 2020
Working with brokers
Why We Started Nava
Hear from Nava Benefits’ Co-Founders, Brandon Weber and Donald DeSantis, on what sparked their interest in healthcare, why they think benefits brokers are the key to fixing the American healthcare system, and how this mission inspired them to start Nava.
October 1, 2020
Working with brokers
Meet the Nava Team: Colleen McElroy
"Many firms focus exclusively on cost savings, and while that's a critical metric, focusing on it alone means you're not tracking how your plans are affecting its core users: your employees."
September 16, 2020
Working with brokers
Meet the Nava Team: Joe Donovan
"After working with benefits brokers my entire career, what I find most interesting is how much human capital and relationships matter."
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