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Notes from our expert team.

November 6, 2026
Renewal season

Why your stop-loss renewal is so high this year (and what you can still negotiate)

Stop-loss renewals are up for a second straight year, driven by bigger, more frequent catastrophic claims and rising specialty drug costs. It's tempting to retreat to a fully insured plan, but that usually buries the same risk inside a premium you can't see into. Here's what's behind the increases and the levers that still work.

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Benefits of a PEO: Pros, cons, and costs for employee benefits
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June 8, 2021
HR tips and tricks
The HR Leader's Return-to-Office Checklist
Reopening the office while navigating the COVID-19 pandemic will require some strategy and sensitivity. Based on insights from health policy expert Dr. Marty Makary and Delta Air Lines’ Kelley Elliott, here’s everything HR leaders need to know when building a return-to-office plan.
June 8, 2021
HR tips and tricks
Returning to your office soon? Read this first.
After a year of work-from-home, going back to in-office work may look different than it did pre-pandemic. To help make a smooth transition, here are eight steps you can take to prepare for return-to-office. HR leaders, this is one guide you’ll want to share with your employees.
May 27, 2021
HR tips and tricks
Return-to-Office Real Talk: Delta's Kelley Elliott Shares Her Post-Covid Playbook
As thousands of employers begin to welcome their employees back to the office while navigating the COVID-19 pandemic, Delta’s Managing Direct for Global Rewards (and Nava Advisor) Kelley Elliott is sharing her guidance on building a safe return-to-office plan. Here’s how to make a smooth transition from work-from-home to in-office work — from setting an office reopening date, to maintaining safety precautions, to creating a vaccination policy.
May 20, 2021
Employee wellness
The Ultimate Guide to Mental Health Benefits: Best Practices from the Experts
Offering mental health benefits can be a huge investment, both in your employee wellness and business’ bottom line. But you want to be strategic in how you build and roll out this benefits offering. Based on guidance from experts, here are four steps to creating the mental health benefits offering your employees need.
May 13, 2021
Employee wellness
Mental Healthcare Is the Most Important Employee Benefit of 2021 — Here's Why
If there’s ever been a time to prioritize mental health, it’s right now. The COVID-19 pandemic has caused major disruptions to employees’ work and lives, and accessible mental healthcare is essential for employers navigating these challenging times. Here’s why we think mental health is the most important employee benefit of 2021 and beyond.
April 23, 2021
HR tips and tricks
Building a Thoughtful Return-to-Work Plan: Takeaways from COVID-19 Expert Dr. Marty Makary
As employers navigate the COVID-19 pandemic, health policy expert (and Nava Benefits Chief Medical Advisor) offers science-backed guidance and recommendations on keeping your employees safe — from vaccination, to return-to-office, to masks and other precautions.
April 1, 2021
Working with brokers
What if You Had a Chief Medical Advisor? Now You Do
We’re thrilled to announce that health policy expert Dr. Marty Makary has joined Nava Benefits as our Chief Medical Advisor. In his role, Dr. Makary will act as a thought leader and collaborator as we build better healthcare and benefits offerings for small-to-midsize businesses.
March 4, 2021
Employee benefits
Four Insights Every HR Leader Should Act On From the "2020 Consumer Engagement in Healthcare Survey"
Nava boils down the 36-page "2020 Consumer Engagement in Healthcare Survey" to its four most important insights for HR leaders, and what to do about them.
February 25, 2021
Working with brokers
Meet the Nava Team: Dylan Reilly
"We're operating from a first principle approach in an industry that can be overly complex. We're building our company and offering starting from the simple question: 'How can we create a better benefits brokerage for all parties?'"
February 18, 2021
Employee benefits
What to Start (and Stop) Doing, According to America's Leading Benefits Experts
How can small-to-midsize employers improve their employee benefits while reducing healthcare spend? Nava Advisors Marcus Osborne, SVP of Walmart Health, and Kelley Elliott, Managing Director of Global Total Rewards at Delta Air Lines, share their recommendations and perspectives for HR leaders.
January 14, 2021
Employee benefits
The Experts Have Spoken: 5 Insights from Nava's Benefits Advisory Council
The healthcare system is changing by the day, as employers and providers alike adapt to changing needs in the midst of the COVID-19 pandemic. Nava Advisors Marcus Osborne, SVP of Walmart Health, and Kelley Elliott, Managing Director of Global Total Rewards at Delta Air Lines, share perspectives and recommendations for HR leaders in the coming year.
January 11, 2021
Working with brokers
Meet the Nava Team: Marcel Ocampo
"Nothing would make me happier than to have meetings with future clients and hear them say 'wow, you don't sound like every other broker.' That validation means that we're onto something special, and able to deliver an offering that responds to what HR leaders actually want and need."
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