Why HR leaders can't overlook the importance of long-term disability insurance.
Many employees believe they’re protected if illness or injury strikes, but few have access to adequate long-term disability (LTD) insurance. This blog explores the importance of long-term disability insurance and why HR leaders should prioritize it in their benefits strategy. It highlights the groups most at risk—such as high earners and employees with family obligations—and outlines steps to strengthen LTD coverage. By closing gaps and educating employees, organizations can safeguard financial security, improve retention, and build a more resilient workforce.