Notes from our expert team.
November 6, 2026
Renewal season
Why your stop-loss renewal is so high this year (and what you can still negotiate)
Stop-loss renewals are up for a second straight year, driven by bigger, more frequent catastrophic claims and rising specialty drug costs. It's tempting to retreat to a fully insured plan, but that usually buries the same risk inside a premium you can't see into. Here's what's behind the increases and the levers that still work.
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Explore topics
April 7, 2023
Employee benefits
How to Choose the Right Benefits for a Small Business
Being on a budget doesn’t mean you need to sacrifice the quality of your small business employee benefits – especially if you’re working with a great benefits broker. We’re here to guide you through the best practices needed to build or improve your benefits offerings, so you can take care of your employees without breaking the bank.
April 4, 2023
Working with brokers
What Is the Consolidated Appropriations Act of 2021 (CAA) and How Does It Impact Employee Benefits?
The Consolidated Appropriations Act (CAA) reveals the commissions, fees, and non-cash compensation that has historically been kept under wraps by benefits brokers. Our experts offer a brief overview of what the CAA means for employers, how this changes healthcare benefits, and steps to take to avoid a lawsuit.
March 30, 2023
Employee benefits
How to Market the Value of Your Benefits to Current Employees
As more states enact pay transparency laws, employees now have unprecedented access to wage data. To keep your employees engaged and satisfied while preventing compensation FOMO, employers should commit to marketing their total rewards – which means compensation as well as benefits. Here’s how your employer can market your benefits to current employees.
March 20, 2023
Employee benefits
What Is the Typical Benefits Package for a Small Business?
When building their benefits package, small to midsize businesses have to strike a balance between staying in budget and offering competitive plans. Small business leaders, here’s your guide to which benefits are typically offered by similar businesses, and how to create a great benefits offering for your employees.
January 30, 2023
Employee benefits
3 Best Practices to Recession-Proof Your Benefits Package
In the midst of an economic downturn, wise employers are taking steps to build sustainability into their employee benefits offering. Here are three practices that small to midsize employers should start now to maintain the value of their total rewards through a recession.
November 22, 2022
Employee benefits
5 Signs Your HR Team is Prepared for 2023
We predict that 2023 may be just as unpredictable as the last few years. Here are some telltale signs that HR is prepared to expect the unexpected — from making a business case for benefits, to building a relationship with the benefits broker, to remaining flexible in the face of change.
October 25, 2022
Employee wellness
How Can Financial Wellness Benefits Support Employees in an Economic Downturn?
In the midst of economic uncertainty, financial wellness benefits can help employees build savings and achieve their financial goals — with options including education, personalized coaching, budgeting tools, and long- or short-term financial planning.
October 21, 2022
Employee benefits
“Benefits Play a Key Role in the Future of Work”: Meet Sara Richards, Director of Benefits at Red Bull and Nava Advisor
As Director of Benefits at Red Bull, Sara Richards understands the importance of creating benefits plans that meet employees where they are, wherever that may be. Learn more about Nava Benefits Advisor Sara, her vision for the future of work, and her expert approach to building a business case for better benefits.
October 7, 2022
Tech and innovation
“I Love Working at the Intersection of People & Business”: Meet Dawn Sharifan, Former SVP of People at Slack and Nava Advisor
As a Nava Advisor, Dawn Sharifan is committed to pioneering innovation and connection for the future of HR. In this Q&A, the Former Slack SVP discusses why community is so important in HR, gives advice for HR pros looking to build out their network, and unpacks the latest “HR puzzle” (or 3D Chess game) she’s trying to solve.
August 25, 2022
Tech and innovation
5 Student Loan Repayment Vendors Helping Employees Manage Debt
For the 48 million Americans who owe money on their education, student loan repayment benefits can provide the support needed to manage and pay down their outstanding balance. Here are 5 vendors offering these benefits to student loan borrowers.
