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Notes from our expert team.

November 6, 2026
Renewal season

Why your stop-loss renewal is so high this year (and what you can still negotiate)

Stop-loss renewals are up for a second straight year, driven by bigger, more frequent catastrophic claims and rising specialty drug costs. It's tempting to retreat to a fully insured plan, but that usually buries the same risk inside a premium you can't see into. Here's what's behind the increases and the levers that still work.

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Benefits of a PEO: Pros, cons, and costs for employee benefits
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September 22, 2021
Working with brokers
"Don't Be Afraid to Make a Change": Building a Better Broker-Client Partnership with Ellen Meza
‍Your relationship with your broker can make or break the quality of your benefits offering. And no one knows this better than Ellen Meza. Throughout her 20+ year HR career, Ellen has found a passion for helping people by giving them the benefits they need to live a healthy, fulfilling life. In her role as Director, Global Benefits, Well-Being & Mobility at DocuSign, she builds benefits plans to meet the needs of thousands of employees from all walks of life.
September 21, 2021
HR tips and tricks
September COVID Update for Business Leaders: Dr. Marty Makary Talks Mu Variant & Mandates
As employers continue to navigate the COVID-19 pandemic, Nava Benefits’ Chief Medical Advisor and health policy expert Dr. Marty Makary weighs in on the state of the pandemic and its impacts on the workplace as of September 2021 — from the emerging Mu variant, to vaccine boosters, to the protection provided by natural immunity.
September 9, 2021
Renewal season
An Ode to Employee Population Data: Why Knowing Your People Is Key to Winning Your Benefits Renewal
When it comes time for healthcare renewals, don’t overlook the importance of employee population data. Whether through an employee survey or census, these insights equip employers with the insights to improve their benefits offering for employee retention and engagement. Written by Nava Benefits’ Director of Client Success, this guide walks HR leaders through every step of collecting, analyzing, and utilizing employee sentiment.
September 8, 2021
Employee experience
"Value the Work, Not the Location": Navigating a New Era of Remote & Hybrid Work with Airbnb's Tracy Desmond
When it comes to developing thoughtful benefits plans and programs for companies both large and small, Tracy Desmond has explored it all, testing and scaling solutions across industries. Her benefits career spans over 20 years and includes leadership roles at some of the world's most admired companies, including Tesla and Box. Now in her position as Head of Global Benefits, Wellbeing and Mobility at Airbnb, she's determining benefit & wellbeing strategy for the future of work environment. And as a new Nava Advisor, she's already jumped headfirst into sharing perspectives and guidance on the future of work with Nava's clients.
September 3, 2021
Employee benefits
"Think of Your Money as Your Own": Healthcare Cost Containment Insights with Caterpillar's Todd Bisping
At the helm of benefits for the world's leading manufacturer of construction and mining equipment, diesel and natural gas engines, industrial gas turbines, and diesel-electric locomotives, Todd Bisping, Global Benefits & Health Manager at Caterpillar Inc., has managed to do something truly remarkable: lead a team that has kept their healthcare costs flat for the last 15 years. That's no small feat — and it's made a transformative impact, not just for Caterpillar’s business, but also for its people.
August 25, 2021
Working with brokers
"Brokers Need to Play Chess, Not Checkers": Meet Chris Renzulli, Nava's Newest Partner
Nava is thrilled to welcome Chris Renzulli as our newest partner. After over a decade as a benefits broker in the state of California, Chris brings a wealth of experience and perspective on building innovative plans for employers of all sizes. Read on to learn more about Chris and why he joined Nava.
August 16, 2021
HR tips and tricks
Hybrid, Virtual, or In-Office: Airbnb's Tracy Desmond Answers Your Questions on Future of Work
As more employers choose to adapt a remote or hybrid work environment, Head of Global Benefits at Airbnb and Nava Advisor Tracy Desmond shares her expert guidance on all things future of work — whether it’s work-from-home, in-office, or somewhere in between.
August 5, 2021
Employee benefits
Five Things HR Leaders Should Know about the Delta Variant from Covid Expert Dr. Marty Makary
As employers continue to navigate the COVID-19 pandemic, Nava Benefits’ Chief Medical Advisor and health policy expert Dr. Marty Makary weighs in on the state of the pandemic and its impacts on the workplace as of August 2021 — from the emerging Delta variant, to vaccine effectiveness against variants, to the likelihood of breakthrough cases.
July 30, 2021
Renewal season
These Data Points Show How Covid May Impact Your Benefits Renewal
This healthcare renewal season might get complicated. The COVID-19 pandemic disrupted the healthcare system — and healthcare costs may soon feel the aftershocks. Here are four data points to inform your employer’s healthcare renewal strategy.
July 6, 2021
Renewal season
Storm-Proof Your Renewal Strategy: Scalable Tips from America's Largest Buyer of Healthcare
The next healthcare and benefits renewal season might get complicated. With the impacts of the COVID-19 pandemic and a high volume of deferred care looming, small-to-midsize employers may be in for an expensive healthcare cost increase. Our Nava Advisor and SVP of Walmart Health, Marcus Osborne, offers guidance on weathering this unpredictable renewal season.
June 22, 2021
Employee wellness
Thinking Outside the 401(K): Three Financial Wellness Benefits to Build Resilience Post-Pandemic
A great financial wellness benefits offering can meet employees through every step of their financial journey — whether they need financial education and coaching, support managing student loans, or budgeting for medical expenses. Here are three financial wellness benefits to help employees build financial resilience (and help your employer level up on hiring and retention.)
June 16, 2021
Employee wellness
Financial Wellness: "Life-Changing" Benefits to Scale for Any Size Employer
Financial wellness benefits can have a huge impact, both on your employees’ budgets and your business’ bottom line. Depending on your employee population and needs, there are a number of financial wellness benefits that small-to-midsize businesses can offer. Here’s how a great financial wellness benefit offering can help your SMB develop resilience, hire (and retain) great people, and boost employee engagement.
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