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Notes from our expert team.

November 6, 2026
Renewal season

Why your stop-loss renewal is so high this year (and what you can still negotiate)

Stop-loss renewals are up for a second straight year, driven by bigger, more frequent catastrophic claims and rising specialty drug costs. It's tempting to retreat to a fully insured plan, but that usually buries the same risk inside a premium you can't see into. Here's what's behind the increases and the levers that still work.

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Benefits of a PEO: Pros, cons, and costs for employee benefits
Employee benefits broker commissions: How do brokers make money?
7 common mistakes to avoid when hiring an employee benefits broker
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December 30, 2021
Working with brokers
Meet the Navanauts: Alex Cozort, Field Marketing Manager
Meet Alex Cozort, Field Marketing Manager at Nava. In her role she partners with our sales and revenue teams to produce high-quality marketing campaigns and sales enablement initiatives that seek to empower and celebrate HR leaders. Read on to learn more about Alex’s career pre-Nava, how she’s turned asking questions into growth opportunities, and her favorite part about working from home.
December 21, 2021
Working with brokers
Reflections and Resilience: The Nava Advisor 2022 New Year Retrospective
In 2022, HR leaders are navigating a whole new work environment marked by constant curveballs. Between the impacts of the COVID-19 pandemic, the Great Resignation, and rising healthcare costs, employee expectations are shifting — and employers may need to make some changes to keep up. Our Nava Benefits Advisory Board weighs in with reflections, predictions, and plans to guide HR leaders through the coming year.
December 15, 2021
Employee benefits
Nava's 2021 by the Numbers: A Year in the Life of a Navanaut
As a young company, we expected 2021 to be a big year for us. But we didn't quite expect this.
December 14, 2021
Employee benefits
"Think Creatively": Benefits Outside the Box with Pixar's Former CHRO Lori McAdams
Creativity comes second nature to Lori McAdams. Throughout her decades-long HR career at innovative companies like Pixar, she's followed her ingenuity to push the envelope on benefits. The result? She's built offerings to support employees from all walks of life, both on and off the clock. As a member of the Nava Benefits Advisory Board, Lori is ready to help HR leaders harness and cultivate their creativity in benefits and beyond. Read on to learn more about Lori, her vision for the future of benefits, and her thoughts on the importance of embracing failures.
December 5, 2021
Working with brokers
Welcome to a New Era of Benefits Transparency: Three Questions to Ask Your Broker About the CAA
This legislation is creating a new standard for transparency in the benefits brokerage industry. Under the Consolidated Appropriations Act of 2021 (CAA), benefits brokers are now required to share key information with their clients, including the details of their compensation and services. HR leaders and employers, here’s your guide to talking about the CAA with your healthcare broker.
November 23, 2021
Employee benefits
Dr. Marty Makary's Covid Update: Six Facts to Keep Your Employees Safe This Holiday Season
As employers continue to navigate the COVID-19 pandemic, Nava Benefits’ Chief Medical Advisor and health policy expert Dr. Marty Makary weighs in on the state of the pandemic and its impacts on the workplace as of November 2021 — from the expected trajectory of case rates, to the effectiveness of vaccine boosters, to how to stay safe during holiday gatherings.
November 15, 2021
HR tips and tricks
Four Ways to Bolster Your Organization Against Turnover, from DocuSign's Ellen Meza
As millions of Americans make career shifts as part of the Great Resignation, employees across industries are looking for more meaningful support from their employers. DocuSign’s Ellen Meza offers expert guidance on how HR leaders can improve their benefits offering for employee retention.
November 12, 2021
Employee wellness
Even Navanauts Need a Break Sometimes: Nava Mental Wellness Day 2021
On Friday, November 5, Nava Benefits hosted our inaugural Mental Wellness Day. Across the organization, Navanauts set their out of office emails, logged off, and settled in (or got out) for a well-deserved day of R&R. Here's how some Navanauts spent their day off, as well as some tips on how your company can launch their own Mental Wellness Day.
November 10, 2021
Employee benefits
Powerless Against PBMs? Think Again.
As healthcare costs continue to skyrocket, prescription drugs are a significant driver of those increases. Savvy employers are now turning to Rx management to unlock cost savings. Caterpillar Inc.’s Todd Bisping shares his expert tips to negotiating fair pharmaceutical drug prices with your employer’s Pharmacy Benefits Manager (PBM).
November 3, 2021
Employee benefits
Which Benefits Funding Strategy Is Best for Your Business?
Your business deserves a benefits funding strategy to fit your unique goals and needs. Using this infographic, employers can weigh their business goals and employee health needs, and find a recommendation for a new healthcare funding strategy: level funding, gap funding, fully insured, and self insured.
October 28, 2021
Three Steps to Prepare for the Federal Vaccine Mandate at Your Small to Midsize Business
We tapped our Nava Healthcare & Benefits Advisory Board for their insider info on how their companies are ramping up to adhere to OSHA's Covid vaccine mandates, and scaled their advice for small to midsize businesses.
October 14, 2021
Open enrollment
October Covid Update: Five Things Business Leaders Should Know from Dr. Marty Makary
As employers continue to navigate the COVID-19 pandemic, Nava Benefits’ Chief Medical Advisor and health policy expert Dr. Marty Makary weighs in on the state of the pandemic and its impacts on the workplace as of October 2021 — from the expected peak of Delta variant cases, to antiviral drugs, to OSHA’s upcoming vaccine mandate.
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