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Notes from our expert team.

April 16, 2026
Employee benefits

What is a lifestyle spending account (LSA)? A guide for HR leaders

Lifestyle spending accounts (LSAs) are employer-funded benefits that give employees flexible dollars to spend across a defined set of categories, from fitness and mental health to childcare, professional development, and beyond. Unlike traditional benefits that assume a one-size-fits-all workforce, LSAs put choice in the employee's hands, increasing perceived value without necessarily increasing employer spend. This guide covers what LSAs are, how they work, what they typically cover, and what HR leaders should weigh before adding one to their benefits strategy.

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HR leader working on small business employee benefits
May 15, 2023
Working with brokers
Your Benefits Broker Can Help Max Your Mental Health Benefits ROI. Here's How.
As experts in mental health benefits, brokers should help employers build effective plans — and get the full value of their investment. Here’s your guide to how benefits brokers support their clients in building (and improving) mental healthcare benefits plans.
Smiling employee on smart phone
May 1, 2023
Announcements
Benefits member experience is broken. We launched the Nava Benefits App to fix it.
If we want to create a more accessible and equitable healthcare system, we have to fix the benefits member experience. That’s why we built the Nava Benefits App. Nava Cofounder and Chief Product Officer Donald DeSantis explains how Nava is improving member experience for our clients.
HR team working on small business employee benefits
April 26, 2023
Working with brokers
5 HR Tasks to Hand Off to Your Benefits Broker Today
The HR team of a small business is overwhelmed at best and overextended at worst – and that’s where your broker should step in. Your employee benefits broker can (and should) take on tasks like answering day-to-day questions, compliance support, finding opportunities to save money, employee support, and more.
HR team working on small business employee benefits
April 21, 2023
Employee benefits
How to Get Employee Benefits for a Small Business
Here’s your step-by-step guide to building an employee benefits offering at a small business – from finding a broker to determining which benefits to offer, and choosing the right carrier or plan for your team’s needs.
HR team working on small business employee benefits
April 20, 2023
HR tips and tricks
5 Common Small Business Benefits Management Pitfalls
Small business benefits management can be a daunting task, especially for small HR teams with limited staff and resources. Here are 5 common pitfalls among small businesses when it comes to benefits management (and how to avoid them).
Woman working on her small business employee benefits
April 7, 2023
Working with brokers
Benefits Brokers for Small Business: How to Hire the Right Benefits Broker
Finding a small business employee benefits broker can be a daunting task. We break the process down into five easy-to-follow steps: defining your business’s goals and needs, making a list of potential candidates with small business experience, running an RFP process, getting recommendations from other small businesses, and finding a broker who’ll be committed year-round.
Man at desk working on employee benefits for a small business
April 7, 2023
Employee benefits
How to Choose the Right Benefits for a Small Business
Being on a budget doesn’t mean you need to sacrifice the quality of your small business employee benefits – especially if you’re working with a great benefits broker. We’re here to guide you through the best practices needed to build or improve your benefits offerings, so you can take care of your employees without breaking the bank.
Gavel on top of stack of legislation
April 4, 2023
Working with brokers
What Is the Consolidated Appropriations Act of 2021 (CAA) and How Does It Impact Employee Benefits?
The Consolidated Appropriations Act (CAA) reveals the commissions, fees, and non-cash compensation that has historically been kept under wraps by benefits brokers. Our experts offer a brief overview of what the CAA means for employers, how this changes healthcare benefits, and steps to take to avoid a lawsuit.
Two business colleagues plan their benefits together
March 30, 2023
Employee benefits
How to Market the Value of Your Benefits to Current Employees
As more states enact pay transparency laws, employees now have unprecedented access to wage data. To keep your employees engaged and satisfied while preventing compensation FOMO, employers should commit to marketing their total rewards – which means compensation as well as benefits. Here’s how your employer can market your benefits to current employees.
Two business colleagues plan their benefits together
March 28, 2023
Working with brokers
What to Expect from Your Benefits Broker in 2023
2023 will be a demanding year full of twists and turns. That means HR will need more support from their broker than ever. Here are some must-have services your broker should provide in 2023.
March 20, 2023
Employee benefits
What Is the Typical Benefits Package for a Small Business?
When building their benefits package, small to midsize businesses have to strike a balance between staying in budget and offering competitive plans. Small business leaders, here’s your guide to which benefits are typically offered by similar businesses, and how to create a great benefits offering for your employees.
January 30, 2023
Employee benefits
3 Best Practices to Recession-Proof Your Benefits Package
In the midst of an economic downturn, wise employers are taking steps to build sustainability into their employee benefits offering. Here are three practices that small to midsize employers should start now to maintain the value of their total rewards through a recession.
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