Notes from our expert team.

Rising healthcare costs are quietly cutting into employee paychecks through premiums, deductibles, and prescription costs. Let’s explore what’s driving the spike, why it matters for HR leaders, and how modern benefits strategies can help.

Nearly three-quarters of employees are caregivers, and many are burning out in silence. Nava and Cleo share actionable strategies for HR teams to close benefits gaps, streamline caregiving support, and build stronger, more resilient workforces.

AI is transforming every part of HR, from recruiting and onboarding to employee engagement and benefits. Explore the best AI tools for HR that streamline work without sacrificing the human touch, plus how Nava HQ brings built-in AI support to both HR teams and employees.

Employees want more control over their health, and employers want predictable costs. Proactive healthcare bridges both needs by using prevention and data to create healthier, more engaged teams. This article shares key insights from Nava’s recent webinar, How Health Insights Drive Smarter Decisions, on why prevention is becoming the new standard for wellness ROI.

The IRS has released new 2026 inflation adjustments impacting FSAs, QSEHRAs, commuter benefits, and more. This article breaks down each update in plain language, helping HR leaders understand what’s changing, what to review, and how to keep their benefits plans compliant. Learn how proactive HR teams use these annual updates to strengthen compliance processes and build employee trust.

Healthcare costs are rising, and traditional group plans no longer fit today’s distributed workforce. This blog breaks down what an Individual Coverage Health Reimbursement Arrangement (ICHRA) is, how it works, and the key differences between ICHRAs and QSEHRAs. Drawing on insights from the recent Nava + Thatch webinar, it explores the pros and cons of this modern benefits model and how it helps employers control costs while giving employees real choice.

An employee benefits advisor is a strategic partner who helps HR teams design, manage, and optimize benefits programs that align with business goals. The right advisor takes work off your plate, improves employee satisfaction, and keeps your organization competitive in a changing market.

Preventive screenings are one of the most effective tools for improving employee health and reducing long-term costs, yet they’re often underused. This guide explores how HR leaders can make preventive care more accessible through smarter benefits design, clear communication, and year-round education.

Renewal season is the perfect time to step back and evaluate whether your benefits broker is truly delivering for your organization. In this guide, we share six essential questions every HR leader should ask their broker during renewal, from cost-containment strategies to employee engagement support. Use this ultimate broker evaluation checklist to ensure you’re getting the insights, transparency, and partnership you need to deliver a competitive, cost-effective benefits program.

Open enrollment only comes once a year, and understanding the jargon can make all the difference in choosing the right benefits. This glossary breaks down the most important terms, like premiums, deductibles, HSAs, and voluntary benefits, into clear categories for easy navigation. Whether you’re an employee enrolling for the first time or an HR leader guiding your team, this resource will help you make confident, informed decisions.

Open enrollment is one of the most important (and stressful) times of year for HR leaders, and the key to success is clear, strategic communication. This checklist walks through proven ways to boost employee understanding, from tailoring messages across generations to leveraging technology, brokers, and internal champions. Done well, open enrollment communication reduces confusion, builds trust, and helps employees make confident choices.

Employers are bracing for one of the most difficult renewal seasons in recent memory, with double-digit cost increases becoming the norm. From soaring pharmacy spend and high-cost claimants to delayed care and industry consolidation, multiple forces are driving rates higher. This blog unpacks what’s behind the surge and offers practical strategies employers can use to take back control and balance financial pressures with employee well-being.